Health Plan Options: 2008 Plan Year
Prospective and newly hired employees should refer to Benefits under the KCTCS Personnel System.
| Personnel System |
Plans |
Details |
KCTCS Personnel System
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PPO
Plan Descriptions
Employee Contributions
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Three PPO plans: Commonwealth Essential, Commonwealth Enhanced and Commonwealth Premier and the Commonwealth Select plan, a Consumer Driven High Deductible Health plan integrated with a Health Reimbursement Account (HRA) are available through the Commonwealth of Kentucky's self-funded plan, the Kentucky Employees Health Plan (KEHP). An employee may choose their level of coverage from single, couple, parent plus, family or cross-reference (if your spouse also participates in the KEHP.)
Employees are eligible to participate if they are regular full-time or a retiree under age 65. Some regular part-time employees are also eligible to participate. (Retirees may not participate in the Commonwealth Select plan).
An employee may also elect to waive health insurance coverage and have the employer contribution put into a tax-deferred Health Reimbursement Account (HRA). This option is available to active employees only.
Rates are subject to change each year at open enrollment (January 1st).
Plan year January 1st - December 31st.
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18A & 151B Personnel System
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Same
Employee Contributions |
Same as KCTCS
Retiree's participation is administered by their chosen retirement system.
The employee contribution rates are different than those of the KCTCS personnel system. There are also two different schedules based upon smoker on non-smoker.
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UK Personnel System
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HMO
PPO
EPO
Indemnity
Consumer Driven
Rates Plan Description
Sponsored
Dependent |
Employee's medical coverage and available insurance carriers are based on the county in which they live. An employee may choose their level of coverage whether it be employee only, employee + child(ren), employee + spouse, employee + family. Employees are eligible to participate if they are regular full-time, regular half-time, and in some temporary positions.
Eligible employees may cover sponsored dependents. See link for details
Rates are subject to change each year at open enrollment (July 1st).
Plan year July 1st - June 30th. |
Health Plan Options: 2007 Plan Year
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