Kentucky Community and Technical College System
Human Resources: Benefits

Supplemental/Voluntary Life Insurance


Personnel System Carrier Details
KCTCS Personnel System AFLAC
Colonial
Jefferson Pilot
Life Insurance Of Alabama
Midland Life
National Teachers/Conseco
Regular full-time employees may purchase individual life insurance policies, including universal life coverage, at group rates. The premiums are based upon the amount of the policy and you or your dependent's personal demographics. The premiums will be paid on a post-tax basis and will be payroll deducted.  For applications and questions contact the chosen carrier.
18A, 151B Personnel System AFLAC
Colonial
Jefferson Pilot
Life Insurance Of Alabama
Midland Life
National Teachers/Conseco
Same as KCTCS
UK Personnel System Aetna Life Universal Life insurance policies are available to regular full-time and part-time employees. You may also purchase separate policies for your spouse and children. Some advantages are portability, cash value, and simplified underwriting. The benefit is available through American Heritage Life Insurance Co. and all inquiries shall be directed to them.