Kentucky Community and Technical College System
Human Resources: Retirement
Financial Planning Tools

There are many financial planning tools available to anyone who is interested in planning for their future. We are not guaranteeing or endorsing any one of these tools. The sites listed below are more than ample to help you investigate investment needs, life insurance protection, long-term care needs, and college education funding.


http://www.americancentury.com/investment_planning/calculators.jsp (American Century)
http://www.choosetosave.org/ballpark (American Savings Education Council)
http://www321.fidelity.com/ (Fidelity)
http://www.tiaa-cref.org/support/tools/index.html (TIAA-CREF)


Employees may save for their children’s education by payroll deduction through the Kentucky Education Savings Plan Trust (KESPT). You may contact them at (877) 598-7878, or online at: http://www.kentuckytrust.org/


Legal Information

THE INFORMATION AND CONTENT PROVIDED ON THIS WEBSITE IS GENERAL IN NATURE AND FOR INFORMATIONAL PURPOSES ONLY. THE INFORMATION AND PRODUCTS MADE AVAILABLE TO YOU ARE NOT INTENDED TO BE AND SHOULD NOT BE CONSTRUED AS: i.) A RECOMMENDATION; ii.) LEGAL OR TAX ADVICE, or iii.) A LEGAL OPINION. KCTCS DOES NOT PROVIDE LEGAL OR TAX ADVICE. YOU SHOULD CONTACT YOUR LEGAL OR TAX ADVISOR REGARDING YOUR SPECIFIC TAX SITUATION PRIOR TO TAKING ANY ACTION BASED UPON THIS INFORMATION.